I’d recommend checking out life income fund. It’s BCU Financial, Buduchnist Credit Union, one of the largest Ukrainian credit unions in Canada. I’ve been with them for years and they’re super trustworthy. A LIF is basically a way to turn your locked-in pension funds into retirement income while keeping the tax advantages. You can transfer your savings into the fund after retiring and withdraw within the allowed limits. Honestly, their staff guided me through the whole setup and made it really simple.